Welcome back to the First World Bank – a fan-favorite from Payday 2 now refreshed for Payday 3. This solo stealth guide walks you through how to complete this heist on Overkill difficulty without ever putting on your mask. Let’s get started.

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Step 1: Initial Recon

• You start in the main lobby of the bank. From here, scout both sides: one has metal detectors and the other leads to office rooms.
• The layout is very similar to Payday 2, but more polished and a bit more spacious.
• Begin by identifying the lead guard. Once found, tag him with a motion sensor (ideally on his back) to track his movements across the bank.

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Step 2: Gaining Access

• Locate and grab a cellphone QR code from one of the desks in the lobby. This will be used to access locked doors.
• Head up the staircase near the manager’s office and into the server room. If you have a QR code, use it to enter.
• Inside the server room, speak to the Inside Man (look for the white bear on his desk). He’ll begin helping you with the hack process.

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Step 3: Disabling Metal Detectors

• In the manager’s meeting room upstairs, find the codes posted around the room (typically 3-digit combos).
• Hack the metal detector control units and switch off all three with the correct color codes. Watch out for guards while doing this.

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Step 4: Unlocking Vault Access

• Return to the server room to plug in the USB device.
• With the help of the Inside Man, you’ll be prompted to hack more systems.
• Use the distraction hack on a guard’s phone to get by and activate the vault terminal panel.
• Pass through the laser grid carefully. Movement here must be exact and timed well to avoid triggering alarms.

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Step 5: The Money Room

• Once past security, head down into the money-counting room.
• Avoid cameras and guards. Tag the lead guard if you haven’t already.
• Carefully loot the stacks of cash and label them using stickers to prepare for extraction.

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Step 6: Open the Vault

• Open the vault doors using the fingerprint scanner and security panels.
• Hack the final control panel and disable any nearby cameras.
• The vault will open, giving you access to multiple cash bundles and valuables.
• Watch out for laser traps while extracting.

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Step 7: Secure the Loot

• Once you have the loot, take the bags to the secured garage area.
• On this version of the heist, you must deposit bags into a rear garage door instead of a side entrance.
• Carefully time your exits and use any unlocked doors or alternative paths.

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Step 8: Escape

• Once all 21 bags are secured, make your way to the escape point.
• Use the underground route or previously unlocked maintenance path.
• Watch guard patterns to avoid any last-minute detection.

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Final Notes

• Completing this heist without wearing a mask adds extra challenge but maximizes stealth rewards.
• Use motion sensors, distraction hacks, and camera loops wisely.
• 21 bags is the maximum loot amount for full completion.

That’s how you rob the First World Bank solo, stealthily, and clean. Good luck out there, and happy heisting!